Top 10 Money Saving Tips For 2009

10. Buy in bulk if you have the room. Bulk food can be cheaper, make sure to compare though as sometimes it is not.

9. Pay off your credit cards early so that you are not paying interest on your money.

8. Shop with cash or with debit. That way you are only going to spend what you actually have.

7. Create a budget and stick to it. If you have never done this before check out these tips.

6. Coupons are your friend. Use them along with ads to get the best deals, yes stores do allow this.

5. If you order the Sunday paper split the bill with a neighbor or friend. Share the ads and coupons with each other.

4. Find stores that accept online coupons and use them as much as possible.

5. Buy in bulk share and split the cost with friends.

4. Don’t buy something just because it’s on sale, if it is something you really want, need or something new you want to try go ahead.

3. Eat something before you shop, but don’t eat a lot if you find you pick up nothing when your full. Shopping on an empty stomach can make you buy more, while shopping on a full stomach can keep you from getting what you nee.

2. Make a list and stick to it.

1. Comparison shop and bring competitors ad’s to stores with you. Many stores will give you the competitor price if you can prove it.